Rent vs Buy Comparison

Was dieser Rechner macht

Compare renting plus invested down payment against buying with mortgage and appreciation.

Verwendete Eingaben

Monthly rent (USD): Current monthly rent payment Home price (USD): Purchase price reference Comparison years (years): Number of years to compare (e.g. 10 or 20) Annual rent increase (%): Expected yearly rent growth Home appreciation (%): Expected yearly home value growth Down payment (%): Percent of home price paid upfront Mortgage rate (%): Nominal annual mortgage interest rate Mortgage term (years): Mortgage amortization term Investment return (%): Annual return if renting and investing cash Ownership cost (%): Annual ownership cost as % of home value Purchase costs (%): Closing and purchase transaction costs Selling costs (%): Estimated selling transaction costs

Formelübersicht

Everyday estimates apply simple ratio or sum formulas to the values you enter for quick household or personal planning.

Was das Ergebnis enthält

• Formula-based estimate from the inputs you enter
• Primary result plus supporting secondary values where applicable
• Plain-language explanation of what the numbers represent

Was diese Schätzung nicht erfasst

This free result gives the first number. It does not include hidden drivers such as thresholds, benchmark comparison, sensitivity, export-ready report output or suggested action plans.